Helping Young Adults With Retirement Investing

I recently read that the average age of a client that works with a financial advisor is 62 years old. That led me to ponder one of biggest dilemmas that investors face in life. When we are young, we lack money and experience. Yet by the time we have accumulated enough money and experience, we are short on time.

As 20th century Irish playwright George Bernard Shaw once quipped, “Youth is the most beautiful thing in this world--and what a pity that it has to be wasted on children!”

Fair Advice for Women (and Men)

“The fair is in October!”

That was the coach’s response to one of my high school teammates when he suggested that the wind sprints everyone was being asked to run after a loss weren’t fair. He didn’t understand why the whole team was being treated that way when only a few players had made errors or failed to come through with the game on the line.

So, when I saw a recent news story about how women are at a disadvantage to men when it comes to retirement savings, I could hear that old coach yelling in the back of my mind.

Are Texas Teachers Getting the Shaft?

It was a good week for schools in the Austin area. Several school districts passed bonds and a couple made adjustments to their tax structure, known as "Golden Pennies", that will allow them to retain more of their local tax money. All the measures should help provide better facilities, staffing, and learning opportunities for the students in those districts. But while some districts found gold, many teachers and district employees across the state may still be getting the shaft.